Free Annual Credit Report
If you are thinking of buying a house in the next year this is a good time to pull your credit to see if there are any mistakes. Up to 20% of all negative credit is a mistake. Your credit has a lot to do with the interest rate you will receive and the programs available to you.
The goverment (the Federal Trade Commission) has required the 3 major agencies, Equifax, Transunion and Experian
to provide an annual free credit report. Even if you are not buying, it is a good idea to check your credit annually, to prevent fraud and mistakes that impact your credit score.
The only site authorized to get your free credit score is annualcreditreport.com .
Check your credit now before you need it!!