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Wednesday, January 13, 2010 3:13 PM

FHA Approved Condominium Projects in Tewksbury MA

As the credit crunch bears down on us the financing of condominiums has become more difficult. As of mid-December the FHA criteria for condominiums have changed making the "spot approval" (the approval of a single condominium rather than the
Posted by Kevin Vitali | 0 Comments
Sunday, June 14, 2009 10:22 AM

Free Annual Credit Report

If you are thinking of buying a house in the next year this is a good time to pull your credit to see if there are any mistakes. Up to 20% of all negative credit is a mistake. Your credit has a lot to do with the interest rate you will receive and the
Posted by Kevin Vitali | 0 Comments
Saturday, June 13, 2009 7:53 AM

Rate Lock Advisory - Friday Jun. 12th

Rate Lock Advisory - Friday Jun. 12th Friday's bond market has opened in positive territory, continuing yesterday afternoon's rally. The stock markets are showing losses with the Dow down 9 points and the Nasdaq down 20 points. The bond market
Posted by Kevin Vitali | 0 Comments
Wednesday, March 04, 2009 10:43 AM

Credit Score Primer- Determining your Credit Score

In today's tumultuous banking and real estate environment, lenders are looking at your credit score more than they have in the past. Real Estate prices have dropped significantly, interest rates are low and sellers are tending to give a lot of concessions
Posted by Kevin Vitali | 1 Comments
Friday, January 09, 2009 8:49 AM

The Tax Man Cometh- Home Purchase Deductions

If you purchased a home this year, this is a reminder to get your HUD settlement sheet out and give to your accountant. There are several items that may be tax deductible and should not be overlooked. If you dont have your HUD settlement sheet. Try contacting
Posted by Kevin Vitali | 0 Comments
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Tuesday, November 04, 2008 12:13 PM

Is obtaining financing that hard?

In my experience... no. If you have very little money to put down the FHA is doing loans for 3.5% down. Rates on an FHA loan ranged from 6 to 6.5% with good credit scores. Advantages of an FHA Loan. Lower down payment- 3.5% Loan is assumable Higher qualifying
Posted by Kevin Vitali | 0 Comments
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